Considering Life Insurance?

We help you elect benefits that don't require you to pass away.

Traditional life insurance only does one thing

We’ve all been told we should have life insurance. It’s the responsible thing to do for our loved ones. Wouldn’t you rather pay for a benefit that you have access to in case of an emergency? With living benefits, you have options. If you are diagnosed with a critical or chronic illness or suffer from a severe injury, you are able to access your death benefit.

Use your benefits for…

PREMATURE LOSS

CHRONIC ILLNESS

CRITICAL INJURY

RETIREMENT

COLLEGE SAVINGS

Your individualized plan will allow you to use your policy benefit in the event of heart attack, stroke or cancer. You can also access your accumulated cash value of your policy for collage savings, pay off debt, or supplement your retirement.
Let’s work together to design a plan that meets your goals and dreams.

“A Life Well Planned is a
Life Well Lived ”

My name is Valerie Schuster. I’m a licensed insurance agent with a passion for teaching my clients about the advantages of living benefits so they can get coverage that meets their needs.

Find Out What’s Available
to You

Call me to schedule a complimentary consultation. Let’s talk about your goals and the things you love most to determine what type of protection is right for you.

Are you passionate about
helping people realize their
dreams?

Contact me for more information about joining our mission.

Find Out What’s
Available to You

Call me to schedule a complimentary consultation. Let’s talk about your goals and the things you love most to determine what type of protection is right for you.

Are you passionate about helping people realize their dreams?

Contact me for more information about joining our mission.

“A Life Well Planned is a Life Well Lived ”

My name is Valerie Schuster. I’m a licensed insurance agent with a passion for teaching my clients about the advantages of living benefits so they can get coverage that meets their needs.

Valerie Schuster

My grandma used to tell me, “Be kind to others, share whatever God has blessed you with, and be thankful.” I take her words to heart every day in my personal life with my husband and two sons and in my work. 

My mission is to help as many people as possible protect themselves, their businesses, their families, and their dreams.

Contact Me

I’ve been in this industry for 19 years. In that time, I’ve learned that of course no one wants to die, but their worst fear isn’t death. It’s in having the necessary conversations to be prepared when that time does come. Many people feel that in having these critical discussions, it’s like an invitation inviting death.
But that’s not the case. Being unprepared isn’t going to win us any extra years. However many of my clients expressed that once we have the discussion and put the right insurance plan in place they have a sense of relief, knowing that their family will be taken care of when they are gone and they now can make the most of what life has to offer and enjoy their lives and their family without worry about the future. It’s what we in the industry call “Love Insurance”.

Contact Me

There are a lot of great insurance companies and agents that you can choose to work with. Many of these companies just want to sell you a policy without really knowing you.
I want to know your goals and dreams so we can design a coverage strategy that’s about your life, not just your death. Your living benefits life insurance plan is there for you whether you get sick, die too soon, or live too long.

Contact Me

Essential Life Solutions

LIVING BENEFITS FOR THE UNEXPECTED AND SO MUCH MORE!

There are many different insurance products out there, like the ones I’ve outlined below. Call or email me to discuss your goals and customize a solution for your life. We’ll make sure you get the right plan for your financial future.

ESSENTIAL Life Solutions LLC

With the Living Benefits Indexed Universal Life insurance plan, I show my clients how to be prepared for unexpected events, by investing in themselves and their family, and by putting the right protections in place. ​

My commitment to you is to help you reach your goals. Let’s discover how “Living Benefits” (Life Insurance You Don’t Have to Die to Use) can change your future and the future of those you love the most. Remember, a Life Well-Planned, Can Be Your Life Well-Lived. ​

Contact me for your complimentary consultation at info@essentiallivingbenefits.com , 561-951-4130.

Thank you. ​

Valerie Schuster
Licensed Life Insurance Agent & Living Benefits Specialist
Essential Life Solutions LLC

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