January 2024

woman curious about life insurance

Are Life Insurance Proceeds Taxable?

Are you curious about how life insurance proceeds are taxed? It’s a question many of us ponder when considering our financial futures. In this comprehensive blog post, Valerie Schuster demystifies the tax implications of life insurance proceeds. You’ll discover not only the general rules regarding taxation but also the critical exceptions and scenarios where taxes might apply. This essential read offers clarity on a complex topic, helping you make informed decisions for your financial planning. Explore the advantages of living benefits and understand how life insurance can be a key component in securing your financial legacy.

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Guarding Your Business’s Pulse: The Essential Guide to Key Person Insurance

As the driving force behind Essential Living Benefits, I’ve witnessed firsthand the transformative power of insurance, not just in personal lives but in the very heartbeat of businesses. Today, I want to talk about a topic that’s often overlooked yet vitally important — Key Person Insurance. Understanding the Value of Key Players In every business,

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Employee Investment

Redefining Employee Benefits: Discover the Power of Permanent Life Insurance with Valerie Schuster

A Benefit That Grows with Your Team: Unlike traditional benefits that expire, permanent life insurance offers lasting security, potentially becoming a key factor in attracting and retaining top talent.

Understanding the Difference: Gain clarity on the distinctions between term and permanent life insurance and what suits your team best.

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Key Employees Life Insurance

The Future of Employee Benefits with Permanent Life Insurance

A New Perspective on Employee Security and Satisfaction Our recent Facebook Live session with Valerie Schuster delved deep into the transformative world of permanent life insurance for employees. In an era where job satisfaction goes hand-in-hand with comprehensive benefits, we explored how this type of insurance can be a game-changer for both employers and employees.

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