The Importance of Life Insurance and How I Can Help You

In our unpredictable world, having a safety net for unexpected life events is not just a luxury, but a necessity. This isn’t always a popular dinner table topic, but it’s one that could dramatically impact your family’s future.

Why Life Insurance?

Life insurance is not just for those who pass away; it’s for those who live on. It’s about providing a cushion to your family, so they don’t have to face financial hardships on top of emotional ones.

About Me and Essential Life Solutions

I’m Valerie Schuster, your Living Benefits Life Insurance Specialist, and The Owner of Essential Life Solutions LLC. As a wife, mother, and grandmother, I understand the deep-seated desire to protect your family from financial hardship. I am passionate about helping people understand the profound importance of life insurance and providing them with solutions that work.

At Essential Life Solutions, we offer a variety of unique life insurance policies that can be tailored to meet the needs of every individual. Our policies are designed to provide financial protection for your loved ones in the event of your death

Our  Policies include benefits like guaranteed lifelong coverage, with an extraordinary level of flexibility. Unlike many traditional life insurance plans, If you are in good health, a medical exam MAY not be required, making it an attractive choice for those who value ease and convenience.

When you work with Essential Life Solutions LLC you’re not just purchasing a life insurance policy, you are creating a legacy that will provide permanent protection for you and your family, now and in the future, and give you the security you need for when Life Happens.

My team and I will be there with you every step of the way, giving you the peace of mind that you and your loved ones deserve, so you can have the confidence that no matter what life brings you, your family will be okay. We are your pillow!

My Mission

My mission is personal and heartfelt. I have witnessed families resorting to relying on other family members who might not be in the financial position to help cover the burial expenses of a lost loved one. I have also seen many families resort to crowdfunding platforms to cover funeral expenses, and it pains me deeply. 

The insurance plan I am offering is the plan I wished for when I was a young parent trying to figure it out. My number one goal is to ensure families around me are secure and informed about the benefits of life insurance.

Your Next Steps

Don’t leave your family’s future to chance. I invite you to a free consultation call with me, where I can understand your specific needs and guide you on the path to life security. Fill out a form on our contact page to take the first step towards protecting your family’s future.

Life insurance is a critical part of any financial plan. With Essential Life Solutions and me as your dedicated personal life insurance agent you can rest assured that your family’s financial future is secure. 

Remember, the best time to get life insurance was yesterday; the second-best time is today, because you will never be as healthy or as young as you are right now!


To help me understand your specific needs and circumstances better, I kindly ask you to complete this questionnaire. Your responses will assist me in providing you with the best possible advice regarding your life insurance options.

Please rest assured, all the information provided will be kept strictly confidential and will only be used to assist in your life insurance inquiries.

If you have any questions or concerns during this process, please don’t hesitate to reach out to me. I am here to help.

Thank you so much for considering Essential Life Solutions, and I’m looking forward to working with you!